Non ninja requirements for chakra

[Necromancer of the West]

So I was sorta thinking, and having to waste 50 TP as a non ninja to use higher chakra techniques while ninjas get them for free. How about allowing those who are going non ninja route to add the training of those two skills at creation, as apart of the background. This would be in addition to the 3 or 5 paragraphs needed. This would free up TP or being able to allocate into something else. 

Another boon would be more background and story for the character. 

[Skulking Shinzu]

Not a bad idea. Though technically - I'm pretty sure you can exclude the two techs needed for Chakra from your bio, and then spend your TP anywhere you want. If you spend it on Ninjutsu, you'll be locked from using them until you train the techs IC, which you can just do after bio approval.

Someone higher up might need to confirm if that's allowed, though I don't see why not.